Payley shows profitable optimization measures for merchants, marketplaces and SaaS companies.
- Analysis of the most important key figures
- Preparation and visualization of information
- Presentation of a recommended course of action
Tom Sellin – Co-Founder of Payley
10+ companies trust in our consultancy services
What we offer
Our Payley services
Payment Fee Audit
- How high are the effective costs per payment type and trans action?
- Can you reduce the fees through micro and macro pricing?
- How are the costs distributed between acquirer, processor and scheme and where is your optimization potential in this context?
- How do the transaction costs compare with those of the industry and competitors?
- International sales - How do your fees for local acquiring
Conversion & Fraud Audit
- Which payment methods have which drop-off rate?
- How are the individual payment methods used in comparison with competitors in the industry?
- How high is the approval and auth rate in comparison to the industry and competitors?
- Which decline codes occur particularly frequently in card processing?
- Which exceptions (e.g. Merchant Initiated Transaction) lead to better results in processing?
- How high are current „good customer declines“?
RFP & RFI Consulting
- What selection criteria should be used to design the RFP process?
- Which payment service providers are invited to the RFP?
- How do the individual providers perform in comparison in areas such as selection of payment methods, reporting, integration, etc.?
- How can the optimal and so-called „best-in-class pricing“ be negotiated?
Marketplace RFP & RFI Consulting
- Which compliance requirements have to be met for the payment setup with regard to the PSD2 regulation?
- When do third-party funds have to be processed via a so-called „FBO account“ / escrow account?
- Which payout types are optimal to integrate in your context on the partner side?
- How can the payflow be designed cost-efficiently?
Platform Payments
Anomaly Detection
Recurring Payments
Our Experience
How Payley takes Action
Before Scenario: Payley identifies a high Rate of “Do not Honor ” Declines after shifting Payment Volumes to Braintree
Action: Payley breaks down Volumes per Country & Issuing Bank and identifies a pattern for a specific BIN. Payley implements a routing strategy with a different MCC and routing options for this specific BIN
After Scenario: Approval Rates improve over a period of 2 weeks
Conversion Uplift
Optimize the Payment Flow to improve Sales
Approval Rate
Reduce Churn & Increase Approval Rates
Our advantages
What you can achieve with Payley
Best Feedback from our Partners & Clients
Merchants, marketplaces and SaaS companies trust in our services. If you would like to get personal references, let us know and we arrange that.
Senior Manager Payments
Without you and your knowledge we wouldn‘t have come that far. Your expertise and guidance have been highly appreciated, and it‘s a pleasure working with you.
Head of Payments
It was a real insight collaboration which helped me a lot in getting a better understanding of how the details of the payment declines.
